The Silver Support Scheme is one of Singapore’s key social initiatives, designed to provide lifelong quarterly cash supplements to seniors who had lower incomes during their working years and currently have less retirement support. In November 2025, eligible seniors will once again receive their quarterly payout directly into their bank accounts.
Purpose of the Silver Support Scheme
This scheme is part of Singapore’s commitment to ensuring that seniors enjoy a decent standard of living even in retirement. The payouts aim to:
- Supplement retirement income for seniors with limited savings.
- Reduce financial stress for elderly citizens.
- Recognise contributions made by seniors during their working years.
Eligibility Criteria for November 2025
The Silver Support Scheme is targeted, so recipients must meet specific conditions:
- Age Requirement – Aged 65 and above in 2025.
- Citizenship – Must be a Singapore Citizen living in Singapore.
- Lifetime Income – Lower lifetime wages, usually assessed through CPF contributions.
- Housing Type – Typically living in 1- to 5-room HDB flats.
- Household Support – Lower household income per person.
Eligibility is automatically assessed using government data, so no application is needed for most seniors.
Payout Amounts
The payout varies depending on the senior’s housing type and household income.
| Housing Type | Quarterly Payout | Annual Equivalent |
|---|---|---|
| 1-2 Room HDB Flat | $900 | $3,600 |
| 3-Room HDB Flat | $720 | $2,880 |
| 4-Room HDB Flat | $540 | $2,160 |
| 5-Room HDB Flat | $360 | $1,440 |
Payment Schedule – November 2025
The next Silver Support payout will be credited in November 2025, along with the regular quarterly disbursement pattern.
| Payment Mode | Payment Date | Notes |
|---|---|---|
| Bank Credit | Early November 2025 | Direct credit to registered bank account |
| GovCash | Early November 2025 | Collection at OCBC ATMs |
How to Receive the Payout
Most seniors do not need to apply. To ensure smooth payment:
- Have an active bank account linked to your NRIC.
- Update personal details via MyInfo if there are changes.
- Check CPF Board notifications for payment confirmation.
Key Benefits of the Silver Support Scheme
- Quarterly financial boost to help with daily expenses.
- No application hassle—automatic assessment by the government.
- Long-term commitment to supporting lower-income seniors.
- Flexible usage—cash can be used for any personal needs.
Overview Table
| Feature | Details | Notes |
|---|---|---|
| Maximum Annual Payout | $3,600 | For seniors in 1-2 room HDB flats |
| Payment Frequency | Quarterly | Every March, June, September, November |
| Application Needed? | No | Automatic eligibility check |
| Age Requirement | 65 years and above | |
| Citizenship | Singapore Citizen |
Official Sources for Updates
Quick FAQs
Q1: Do I need to reapply each year?
A1: No, eligibility is reviewed automatically.
Q2: Can the payout be credited to a family member’s account?
A2: No, it will be credited to the senior’s own bank account.
Q3: Is this payout taxable?
A3: No, it is not taxable.